Best PC for PAYDAY 2 (2026)

PAYDAY 2 delivers intense four-player co-op heists where you mask up as Dallas, Hoxton, Wolf, or Chains to tackle dynamic CRIMENET contracts, from convenience store hits to massive bank vaults in Washington DC. Choose stealthy ambushes with Ghost skills or go loud as an Enforcer, zip-tying civilians, modding weapons with optics and suppressors, and navigating randomized scenarios that keep every job unpredictable. Skill trees like Mastermind and Technician let you customize for team play, while driving forklifts or cars adds chaos to escapes. This action RPG demands smooth gunplay and quick decisions in multiplayer chaos, with hordes of cops swarming during alarms. For minimum specs on a budget AM4 build, the Ryzen 5 5500 handles the quad-core needs for basic AI crowd control and contract loading without hitches, paired with an entry-level Radeon RX 9060 XT that clears the 512MB VRAM bar for playable 1080p framerates in co-op sessions. Our recommended picks prioritize value: a high-value Ryzen 5 7600X excels in multi-threaded handling of enemy waves and skill synergies during late-heist escalations, while the top-value Radeon RX 9060 XT Gaming OC ensures buttery-smooth high-settings performance, preventing frame drops when four players unleash suppressive fire or craft perfect loadouts.

Minimum Build

Type
Component
Link
CPU
AMD Ryzen 5 5500 6-Core, 12-Thread Unlocked Desktop Processor with Wraith Stealth Cooler
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GPU
PowerColor Reaper AMD Radeon RX 9060 XT 8GB GDDR6
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Motherboard
ASUS Prime B550M-A WiFi II
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RAM
OLOy DDR4 RAM 16GB (2x8GB) Black Owl 3200 MHz CL16
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Storage
WD_Black SN7100 1TB NVMe SSD
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Cooler
Thermalright Peerless Assassin
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Case
Montech X3 Mesh
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PSU
MONTECH Century II
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Recommended Build

Type
Component
Link
CPU
AMD Ryzen 5 7600X 6-Core, 12-Thread Unlocked Desktop Processor
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GPU
GIGABYTE Radeon RX 9060 XT Gaming OC 16G Graphics Card, PCIe 5.0, 16GB GDDR6, GV-R9060XTGAMING OC-16GD Video Card
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Motherboard
ASUS Prime B650-PLUS WiFi
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RAM
G.SKILL Ripjaws S5 Series 32GB DDR5 RAM
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Storage
WD_Black SN7100 2TB NVMe SSD
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Cooler
Thermalright Peerless Assassin
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Case
Montech AIR 903 MAX
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PSU
MONTECH Century II
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